Estate planning is not just a tool for the wealthy. Practically everyone owns some sort of property at death, and the proper planning will insure that your wishes are carried out by your representatives.
Furthermore, the proper planning can help to limit your estate’s tax exposure, court costs, attorney fees, and the like. There are many avenues available to the pre-planner to address issues such as nursing home costs, probate, estate taxes, long-term care, etc.